Cheap Holiday Insurance – Cost Effective Policy For Your Holiday

If you are planning a holiday trip, then you might want to add holiday insurance in your priority list. It will make sure you are financially covered no matter where you want to go. If you are worried that it will cost you much, push your worries aside as cheap holiday insurance may be obtained easily.

The best part about getting cheap holiday insurance is the low premiums. In the insurance world, low insurance translates into low cost policies. Therefore you will be enjoying your escapade with solid financial backing which is not expensive for you. Low premium is not hard to get. Hundreds of insurance policies abound in the financial market and they offer viable deals. They also have their official websites in the internet and it will not take you long to check out a number of offers. While doing so, do request for free quotes and collect as many as you can. Then you can personally compare them and choose the one which has lower premiums while having all the benefits.

Cheap holiday insurance can thus be obtained with a little effort from you. And while you are searching for affordable premiums, you also need to ascertain whether a particular agency can provide you convenient service. It is important to check its credibility and to scrutinize its privacy policies and terms in order to fully understand what you are agreeing to. Moreover, those agencies which have world wide access are more preferable as they will be able to provide ready help during any emergency. So search thoroughly in order to have the best policy cover your holidays at low cost.

Avoiding the Pitfalls of Cheap Holidays

There are many cheap holidays to choose from as travel agents look to maximise sales during this peak trading period. I have previously written about the huge discounts you can find with hotels offering tourists discounts of up to 50% on room prices and then by shopping around, comparing deals with various agents you can find many bargain holidays.

However there are several pitfalls that people can fall into when booking low cost holidays that will push up the price significantly. Especially at this time of year when families are looking to book holidays before the kids head back to school and for everyone else looking to get some summer sun before the season is over. We can rush into booking holidays as time is so limited so the advice is to double check the small print before you press submit especially when buying flights.

The no frill budget airlines will start with low prices to entice you in but then add on extras that will significantly increase the price, extras that are included with traditional airlines. The biggest of the charges are for checking in bags which can be up to £20 for each case that you want to take with you, for a family of four this is a big cost for travelling to your destination and back again.

Another one I got stung with when I was quickly booking a flight for a low cost holiday was using a credit card, which was £10 each way, making my flight significantly more expense. The tip here is to use a Visa Electron card as most of the no frill airlines won’t charge you a premium for using this card. You can ask your bank or open a new bank account to get this card; it is often give to those around 15-18 years old as their first payment card so if you are a family it may be possible to obtain one through a child of this age.

Another expense which will hike up the bill is food and drinks. Drinks are more difficult to avoid paying over the odds for with the restrictions on liquids meaning you can’t carry more than 100ml in your hand luggage. You can however buy in the departure lounge which most likely still will be cheaper than on the plane. For food it is best if you can eat before leaving if possible and if not prepare some packed lunches for the flight, sandwiches on a recent flight were £5! There is another £20 for a family taking a flight.

The extra charges can run into the hundreds with no frill airlines. Plan your flight in advance and compare what the total cost will be with traditional carriers which have these extra costs included in their price, you’d be surprise how often it works out cheaper.